Path to Ownership

Building a new home involves many steps — and we’re here to make each one clear, organized, and enjoyable. We want you to feel informed and involved throughout the entire process. This overview walks you through each stage of building your Ernest home so you’ll always know what’s ahead.

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OBTAIN MORTGAGE PRE-APPROVAL
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OBTAIN MORTGAGE PRE-APPROVAL

Before beginning your new home journey, it’s important to understand your financial options. Getting pre-approved helps determine your budget and gives you confidence as you move forward. If you need assistance, we can connect you with trusted lenders who can help you secure a mortgage and obtain a pre-approval.

CHOOSE A HOMESITE AND A PLAN
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CHOOSE A HOMESITE AND A PLAN

Ernest Homes offers a beautiful collection of thoughtfully designed floor plans and inviting communities to explore. Our New Home Consultants are here to help you personalize any plan to better fit your needs, your lifestyle, and your vision for home.

SIGN PURCHASE AGREEMENT
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SIGN PURCHASE AGREEMENT

After you choose your Ernest home, we’ll complete your purchase agreement. From there, our team begins preparing your homesite and getting the building process started.

SECURE FINANCING
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SECURE FINANCING

Once your purchase agreement is complete, you’ll work with your lender to finalize your financing and prepare for closing.

DESIGN STUDIO SELECTION PROCESS
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DESIGN STUDIO SELECTION PROCESS

This is the fun part! At the Ernest Homes Design Studio, you’ll meet one-on-one with a professional Design Consultant to choose your cabinets, countertops, flooring, lighting, and all the finishing touches that make your new home feel uniquely yours.

PLANS DRAWN / ENGINEERING, PERMITTING, & ESTIMATING
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PLANS DRAWN / ENGINEERING, PERMITTING, & ESTIMATING

Our team now has everything needed to start building your new Ernest home — including personalized plans, engineering, construction permits, and scheduling.

PRE-CONSTRUCTION MEETING
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PRE-CONSTRUCTION MEETING

You will review all plans and selections with your Project Manager and New Home Consultant while discussing build progress, timelines, and expectations for the next steps.

CONSTRUCTION BEGINS
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CONSTRUCTION BEGINS

Your Project Manager and New Home Consultant will stay in frequent communication throughout the construction process and will invite you to tour your new home at key milestones.

QUALITY CONTROL
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QUALITY CONTROL

Before your New Home Orientation, our team conducts multiple checkpoints and performs detailed quality-control inspections to ensure your new home is as close to perfect as possible.

NEW HOME ORIENTATION
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NEW HOME ORIENTATION

Your new home is personalized and complete! During your New Home Orientation, we walk you through all the features, demonstrate how everything works, and review important maintenance tips and your warranty program.

CLOSING
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CLOSING

We work closely with your lender and closing attorney to ensure everything is prepared for a smooth and stress-free closing. Your lender will make sure you have all required documents, and our team will be here to support you through every step.

WELCOME HOME
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WELCOME HOME

Welcome home! We hope your new Ernest home brings you comfort, joy, and wonderful memories for many years to come.

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