Home Warranties – A Primer for Home Buyers
When you’re considering a purchase as large and important as a new home, protecting your investment is essential. One of the most effective ways to do that is through a comprehensive new home warranty. Repairs and replacements can be costly, and many families don’t have thousands of dollars saved for unexpected issues. While some homebuilders may suggest that all warranties are created equal, the truth is that coverage, duration, and service response times can vary widely — making it important to understand exactly what you're receiving.
What Is a New Home Warranty?
A new home warranty is a form of protection offered by your homebuilder that covers specific defects or malfunctions that may occur after construction. Most reputable builders provide an automatic warranty, but buyers can also purchase additional coverage from third-party companies. Common warranty coverage includes:
- Structural issues
- Built-in appliance repairs
- Electrical, plumbing, and HVAC systems
- Roof leaks and water penetration issues
Warranties may exclude certain after-market additions such as pools, spas, decks, or appliances not provided by the builder. Always read the fine print to understand what is — and isn’t — covered. Some warranties allow repairs by any qualified technician, while others require service through approved providers. Additionally, your policy should outline claim procedures, potential deductibles, coverage limits, and whether reimbursement or direct service is provided.
Is the Warranty Transferable?
Some warranties can transfer to a new homeowner if you sell your home, which can be a valuable selling feature. Be sure to ask whether transferability is included and whether there are fees or limitations involved.
Your Responsibility as a Homeowner
To keep your warranty valid, you must properly maintain your home. Ignoring early signs of damage, causing excessive wear and tear, or making unapproved modifications can void coverage. Always follow recommended maintenance guidelines.
The Ernest Homes Warranty Advantage
At Ernest Homes, we are committed to offering one of the strongest new-home warranties in the Coastal Georgia region. Every homeowner receives our comprehensive “Caring for Your Home” manual, which outlines homeowner responsibilities and care recommendations. Upon closing, you will also receive our exclusive 2-10 Home Buyers Warranty, which provides:
- 1-year workmanship coverage
- 2-year systems coverage (electrical, plumbing, HVAC)
- 10-year structural coverage
If you have additional questions or need clarification about coverage, we’re here to help. Contact our Sales Team at 912-660-9673 or send us an email. We’re happy to provide the guidance you need to feel confident and informed.
