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November 30, 2016

Why Winter Is a Great Time to Buy a Home

Because most families are decking the halls for the holiday season, late fall and winter are seldom the time when people plan on buying a new home. However, there are several compelling reasons to consider taking the plunge into home ownership during the chilly seasons.
  1. Less Competition
Since many potential buyers pack their early winter months with traveling, shopping, parties and the general hustle and bustle of the holidays, fewer people are in house hunting mode. You’re more likely to get the home you want when you’re serious about finalizing your “deal of a lifetime” purchase during the winter. Mortgage companies work harder for you and sellers are often willing to negotiate or offer extra incentives. Supply usually exceeds demand during this time of year, which puts the buyer in a favorable position.
  1. Better Prices
Typically, serious buyers get the best deal when they put a home under contract at the end of the year.
  1. Taxes, Taxes, Taxes
Closing on a new home before the end of the year can offer tax benefits that will serve you well for years to come!
  1. You’re So Very Special!
Because there are fewer serious buyers this time of year, you’ll get more specialized attention from brokers and agents. With fewer clients on their rosters, you’ll get more of their time.
  1. Looks ARE Important…
Often, the litmus test for a home’s appearance is how it looks during the bleak winter months. If a house looks great under gray skies, surrounded by unappealing winter landscaping, it will look even better when the warm weather swings around again. Falling in love with a house during the winter means you’ll be even happier come spring.
  1. Move Now for Good Mortgage Rates
Mortgage rates can be volatile. Right now, rates are low and opportunities for saving on the long-term financing of your house are plentiful. However, you never know what’s coming down the pike. Market conditions can change substantially in the blink of an eye. You may end up facing percentage rates that have risen substantially between now and April, when lovely spring weather brings more potential buyers into the marketplace.
  1. Construction Doesn’t Come to a Halt During the Winter
Many people automatically assume that if they’re purchasing new construction, home building only happens during the spring, summer and fall. This is a common misconception. It’s actually more difficult to build a house during seasons where heavy rain is more likely, such as spring and summer. Hard, heavy rain halts construction, while cold weather rarely causes problems. With the average home being completed within six months, you can plan to enjoy your new retreat when the weather is at its best! If you’re looking to buy a home sooner rather than later, don’t let the coming cool days and chilly nights derail your plans. The team at Ernest Signature Custom Homes can provide you with valuable information, advice and professional insight gained from years of experience – call us at (912) 756-4135 today!

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